Credit card debt is continuing to rise. In the United States, for example, the average credit card debt balance is $16,048. If you want to avoid that kind of debt, make a commitment to use your credit cards less frequently. ...

Obtaining your own credit card can be a significant step toward establishing a positive credit history – but only if you use it responsibly. A track record of handling credit responsibly will earn you lower interest rates and more favourable ...

Credit cardholders may need to file a dispute for a variety of reasons, the most common of which are unauthorised charges or a difference in the billed cost of an item or items. Typically, the credit card company investigates the ...

A balance transfer may be an effective way to reduce your debt. Some credit card companies provide a low or 0% introductory APR for a limited time, allowing you to contribute more to debt repayment. Choose a credit card to ...

Cash back credit cards are an excellent way to earn money on purchases you would have made anyway. Untangling credit card reward terms, on the other hand, can be almost as difficult as figuring out how your interest charges accumulate. ...

When you apply for a credit card, you are entering into a contract and agreeing to pay your credit card charges on time for each month that you have a balance. If you stop making payments or fail to pay ...

As a customer, there are numerous occasions when you may need to resolve a dispute with a specific merchant. If you try to return something but are unable to do so, if you do not receive the goods or services ...

When you accumulate a significant amount of credit card debt and it becomes overwhelming, you must work with the credit card company to find a solution. When a bank recognises your inability to pay, their focus shifts from profit generation ...

Paying your rent with a credit card is an excellent way to earn reward points, improve your credit score, and avoid late fees. The payment process may be quick and simple or somewhat complicated depending on who your landlord is. ...

The American Association of Retired Persons (AARP) is a nonprofit organisation in the United States for people 50 and older. Through their services, the organisation was formed to improve the quality of life for seniors. After becoming a member of ...