PayPal was launched in 2002 as a way to pay for or receive payment for services or goods over the Internet. It acts as a middleman; rather than giving your credit card information to numerous websites, you can link PayPal to your credit card, debit card, or bank account and pay by activating your PayPal account at checkout. Consider adding more than one credit card to increase your PayPal spending limit or, if you reach that limit, to provide yourself with an easily accessible backup card.
Part 1 Adding the Credit Card
1. Go to your PayPal account and sign in. Of course, because all of this information is protected by a password, you must be logged into your account to make any changes.
2. At the top of the screen, select the “Wallet” tab. The Wallet tab, like your physical wallet, is where PayPal keeps your account information, including all links to your banks and credit cards. All of your accounts should have icons.
3. Select the “Link a card” checkbox. It should also have a + symbol. This will open an overlay window where you can enter additional information. To close this window, click the X in the upper right corner.
4. Choose the type of card. PayPal allows you to choose between “Debit,” “Prepaid,” and “Credit.” Make sure you know what kind of card you’re going to enter.
5. Enter your credit card information. The boxes ask you to enter your credit card number, expiration date, card security code (CSC), and billing address. If it is the same address as your first card, the billing address should already be filled out correctly.
Check that your billing address matches the one on your credit card statement. A common blunder is entering the billing address incorrectly.
6. Confirm your new credit card. PayPal will charge your card a small fee to help confirm that it is yours. When the charge appears on your credit card statement, it will include a unique code that you can enter into PayPal to confirm that it is your card.  You should be able to get the confirmation code by clicking “Update,” then “Confirm My Card” under the “My Money” link. Once you’ve got it, click “Update,” then “Enter PayPal Code” to bring up a box where you can enter the code.
PayPal’s profile interface is being updated. Some of these links may require you to access an earlier version. To do so, scroll to the bottom of the page and click the “Classic Site” link.
The charge may appear on your statement in 2 to 3 business days, but if you can access your statement online, you may see it sooner.
If you enter the code incorrectly three times, you must contact PayPal directly to complete the transaction. PayPal indicates that they may need more information from you during that conversation, so be prepared to answer questions.
Part 2 Troubleshooting Your New Card
1. Determine which credit card is linked to your PayPal account. It will not help you to try to attach a card that is already there.
2. Use a card that is not linked to another account. PayPal only allows one credit card to be linked to a single account. If you want to use that card, you must first deactivate it in the other account.
3. Don’t include a card from someone else. The card should be issued in your name and have your billing address on it. If you want someone else to use your PayPal card, they should create their own account.
4. Add a debit card that is linked to your bank account. This is unnecessary because PayPal already has access to your account. Furthermore, PayPal will charge a small fee for personal transfers made with a debit card rather than a bank account.
5. If you continue to have problems, contact PayPal Customer Service. If you are calling from the United States, dial 1-888-221-1161. If you are calling from outside the United States, dial 1-402-935-2050. Monday through Friday, 4:00 AM to 10:00 PM Pacific Time, and Saturday and Sunday, 6:00 AM to 8:00 PM Pacific Time.
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