How to Use Your Android As a Credit Card

It is possible to use your Android phone or tablet as a scannable credit or debit card by following the steps in this ementes. It is necessary to download and set up a free app called Android Pay, which allows you to store and use credit and debit card information on your Android device, in order to complete this task. Mobile payment service Android Pay is available for use on any smartphone or tablet running Android 4.4 KitKat or higher.

Part 1 Downloading Android Pay

1. Open the Google Play Store on your Android device. To do so, click on the multicoloured triangle app icon on your phone’s home screen. Google Play is typically found in the App Drawer of your device.

If you already have Android Pay installed on your Android device, you can skip ahead to the step where you add a card.

2. Tap the search bar. It’s at the top of the screen.

3. In the search bar, type android pay to find out more. When you do this, a list of matching apps will appear in the results section below the search bar.

4. Select Android Pay from the drop-down menu. Ideally, this will be the first search result listed below the search bar; it will be denoted by a white and green Android mascot icon next to it. By selecting this option, you will be taken to the Android Pay page.

5. Tap INSTALL. It’s a green button in the middle of the page.

6. When prompted, select ACCEPT. Android Pay will begin downloading to your Android phone or tablet as soon as you do this. As soon as it has finished downloading, you can proceed to adding a card to the device.

Part 2 Adding a Card

1. Open the Android Pay app. If you have just downloaded Android Pay, simply tap OPEN when it appears in the Google Play store, or locate the Android Pay app icon in your App Drawer and tap it to launch it.

2. Add a credit or debit card by pressing the Add a credit or debit card button. This option can be found at the very top of the Android Pay interface. This will open a camera screen with a rectangular square in the middle of it in the middle of the screen.

For the next step, if you already have a card in Android Pay, tap the + button in the bottom-right corner and select Add a Credit or Debit Card from the drop-down menu on the following screen.

3. Place your card face-up on a flat surface so that it is visible. This will ensure that the card is properly scanned into your Android device.

4. Place your credit or debit card in the Android Pay frame. In order for the card to function properly, it must be placed in the rectangular frame on the camera screen.

Make certain that the entire card is contained within the frame.

At the bottom of the screen, you can also select Add manually to manually enter your card’s information (such as the holder’s name, card number, expiration date, and security code).

5. Please wait for your card to be scanned. Generally, the scan will take only a couple of seconds, though you may need to reposition your card in the Android Pay camera frame if it doesn’t scan within a few seconds of being placed there.

6. Enter the PIN for your Android device. This is the code that you enter to unlock your Android device. If you have a pattern unlock setup, you’ll be able to use that instead.

If you don’t already have a PIN or pattern set up on your Android device, you will be prompted to do so before continuing.

7. Tap SAVE. It’s at the bottom of the screen.

8. Scroll down and press the ACCEPT button. This will indicate that you have accepted the terms of use and that your bank has been contacted for authorization. If your bank approves your credit or debit card for use on your Android device, your credit or debit card is now set up in Android pay and ready to be scanned when needed.

Depending on your bank and card, you may be required to enter an authorization code before your card can be successfully added to the system.

In order to make this card your default in-store payment option, you can select YES, SET AS DEFAULT from this menu.

Part 3 Paying with Android

1. Check to see if the store you’ve chosen accepts tap-to-pay transactions. Not all card readers are capable of accepting card information from a smartphone or tablet, so check with your preferred retailer to ensure that it has card readers that are compatible with Android Pay.

On the Android Pay website (, you can find a comprehensive list of the retailers that accept Android Pay.

2. Placing your Android device near the card reader is a good idea. In order to use some card readers, you must touch your Android device to the reader itself, while others require only that your Android device is within a few inches of the reader.

If you’re not sure how to use the card reader, you can ask the clerk for assistance.

It is not necessary to have Android Pay open in order to transmit your credit card information.

3. If prompted, unlock your Android device. If your total purchase amount exceeds one hundred dollars, you will be required to enter your Android’s PIN or unlock pattern in order to proceed.

Some Android devices may require you to unlock regardless of the amount of money you have spent.

4. Wait for the card reader to confirm that the payment has been received. It should only take a few seconds to complete this task. Your Gmail inbox will be notified once the payment has been completed and a record of the transaction will be created.

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